Emmerson Hartswood Limited provides consulting and advisory services exclusively to wholesale clients as defined in the Financial Markets Conduct Act 2013 (FMCA). We do not provide financial advice or services to retail clients.

Wholesale clients typically include persons who are investment businesses, large entities, government agencies, or individuals who qualify as eligible investors or who meet the investment activity criteria set out in Schedule 1 of the FMCA. If you are unsure whether you qualify as a wholesale client, we recommend seeking independent legal advice.

As a wholesale-only service provider, Emmerson Hartswood Limited is not required to hold a Financial Advice Provider licence under the FMCA. Our services remain subject to the fair dealing provisions in Part 2 of the FMCA, which prohibit misleading and deceptive conduct in relation to financial products and services.

Nicholas Emmerson is registered on the New Zealand Financial Service Providers Register (FSPR). Our services include family office consulting, investment oversight, governance advisory, and succession planning. We operate independently and do not receive commissions or referral fees from product providers.

The information on this website is general in nature and does not constitute personalised financial, legal, or tax advice. Wholesale clients should seek independent professional advice where appropriate before acting on any information provided.